what’s the difference between buying a phone at walmart rather than buying one on your phone services website?

what’s the difference between buying a phone at walmart rather than buying one on your phone services website?

I’ve been looking at new phones on tmobiles website and the one I want is listed at about $60. A couple days ago I went to walmart and saw the same phone for basically half the price.

If I buy the phone at Walmart will I have to change my number/create a new plan?

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what is the difference between buyign an iphoen on verizon and walmart, whatisthediferencebetweenverizon&walmartservice